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How to buy a HUD Foreclosure

August 19, 2010 billedge

The following information will assist you in understanding how to purchase a government-owned home. Anyone can buy a government-home   HUD homes can be purchased by anyone. While many of the HUD-owned homes in our inventory are affordable for low to moderate income individuals and families, there is no income restriction on purchasing these homes. However, a buyer must submit a pre-qualification letter from a lending institution or have proof that they can pay cash for the home in order for a bid to be … [Read more...]

Filed Under: Foreclosure and Short Sale, Home Buying

Home Inspectors

August 2, 2010 billedge

Real Estate Inspections The best way to choose your inspector is to ask friends and family members for their suggestions as to inspectors they have used successfully in the past.  Real Estate Agents and Brokers do not recommend inspectors, but may offer a list of inspectors with whom their clients and customers have been satisfied.  The following is such a list. A B A Inspection Services Robert Freeze 4903 Timber Lane Rosenberg, Texas 77471 Does Water Well and septic … [Read more...]

Filed Under: Home Buying

Home Warranty

August 2, 2010 billedge

HOME WARRANTY COMPANIES Residential Service Contracts or Home Warranties are becoming a part of Real Estate contracts in Texas.  Sellers like the contracts because they believe that they protect them against lawsuits if something breaks during the first year.  Buyers like the contract because they have a warranty on the items most likely to break during the first year.  A home warranty is a service contract that covers the repair or replacement of the most frequently occurring breakdowns of home system … [Read more...]

Filed Under: Home Buying

Houston Home Builders

August 1, 2010 billedge

Houston Home Builders Welcome to our Houston Home Builders section, where you have access to new construction information in and around the Harris County area.  Houston Home builder’s websites will have information about their pricing, floor plans, designs, and location of the communities.  Remember the New Home Consultant works for the builder; you are at a disadvantage without an agent helping you.  Make sure you have someone representing you, such as Bill Edge.  An agent won’t cost you a cent.  A skilled … [Read more...]

Filed Under: Home Buying

WHAT TO KNOW ABOUT BURGLARIES

July 27, 2010 billedge Leave a Comment

By Yang Wang Houston Chronicle July 11, 2010 Is your home in a hot zone? 10 most burglary-prone ZIP codes 77036, 77009, 77072, 77060, 77063, 77077, 77042, 77016, 77082, 77021 Ten safest ZIP codes (population over 15,000) 77002, 77059, 77058, 77084, 77005, 77345, 77029, 77071, 77008, 77019 Source: City of Houston data Most commonly stolen items Large, flat-screen TVs Cell phones Cameras DVD players Gaming systems Identification documents Jewelry Removable tools (power tools, hand tools and yard … [Read more...]

Filed Under: Home Buying

Get Finances in Order with Free Report

June 1, 2010 billedge

Get Finances in order with Free Report It makes sense to make sure your finances are in order before you start looking for a home.  Texas residents will have online access to free credit reports by June, making that process a little easier. The Fair and Accurate Credit Transactions Act of 2003 made it possible for consumers to access free copies of credit reports, which list a consumer’s financial history, including total debt and whether you pay bills on time.  The law was designed to help us better monitor … [Read more...]

Filed Under: Home Buying, Mortgage & Finance

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